Healthcare Facility - Professional Liability / General Liability

Services for the MindServices for the Body 
Art therapy
Dance therapy
Drama therapy
Faith based counseling
Health education
Horticultural therapy
Mental health counseling
Music therapy
Pet/animal assisted therapy
Recreational therapy
School guidance counseling
Social workers
Wellness counseling
Athletic trainer
Corrective therapy
Day spa
Dental assistant
Dental hygienist
Dietician
EEG technician/technologist
First aid/CPR training
Fitness instructor
Home health aides (non-medical)
Lactation consultant
Massage therapy
Nutritionist
Occupational therapy
Optician
Optometric assistant
Personal trainer
Phlebotomist
Physical therapy
Polysomnographic technologist
Rehabilitation counselor
Speech language pathologist
X-ray technician
Healthcare FacilityHealthcare FacilityHealthcare Facility

PRODUCT ADVANTAGES:

  • Minimum professional liability premiums starting at $425
  • Separate limits for claims-made professional and occurrence general liability
  • Option to purchase stand alone professional liability
  • Duty to defend for professional liability
  • Defense cost coverage for patient molestation claims available
  • Punitive damages coverage where insurable
  • Third party discrimination coverage
  • Personal injury coverage
  • Supplemental payments coverage for lost wages to attend trials/hearings in defense of a claim
  • Coverage for attorney fees/costs/expenses incurred by the named insured in defending against investigations/disciplinary actions by licensing boards
  • Spousal and domestic partner coverage
  • Security of an insurance carrier rated A++ by A.M. Best
  • Quick quote turnaround

AVAILABLE LIMITS:

  • Up to $1,000,000 occurrence/$3,000,000 aggregate
  • Up to $100,000 in loss for punitive damages
  • Up to $100,000 in defense costs for patient molestation claims
  • $25,000 for third party discrimination
  • $5,000 supplemental payments coverage for lost wages
  • $5,000/$10,000 for attorney fees/costs/expenses incurred by the named insured in defense of investigations/disciplinary actions by licensing boards